ROI Comparison Across Realistic Scenarios
Implementation Reality Check
📋 Scenario Comparison: Scenarios vs Reality
🎯 Implementation Reality Check
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Timeline Reality: Most MCNP implementations take 8-12 months, not the 3-4 months vendors claim. Budget for delays, system integration challenges, and regulatory approvals.
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Cost Reality: Implementation costs frequently exceed budgets by 40-60%. Include consulting fees, IT resources, staff training, and system customization.
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Benefit Reality: Actual benefits often fall 30-50% short of projections due to regulatory constraints, bank limitations, and organizational resistance to change.
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Bank Reality: Banks increase MCNP pricing after implementation. Plan for 20-30% fee increases in years 2-3 as banks optimize their pricing models.
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Regulatory Reality: Regulatory changes can disrupt MCNP structures. Brexit, banking regulations, and tax law changes have forced expensive restructuring for many companies.