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Transfer Pricing Calculator

Input your entity-specific parameters — credit rating, country risk, internal margins — and get both withdrawal and deposit rates for internal treasury funding, including how a synergy benefit shifts the treasury spread. Everything runs in your browser; nothing is saved or sent anywhere.

Reference & credit
Country risk & margins
Pooled deposit rate
Stand-alone deposit rate
Pooled withdrawal rate
Stand-alone withdrawal rate
Synergy benefit
On deposits
On funding (withdrawals)
Formulas
Pooled deposit rate = reference rate − deposit margin + synergy margin
Pooled withdrawal rate = reference rate + credit premium + sovereign premium + withdrawal margin − synergy margin
Rate components breakdown